Shopso

Shop smart, shop fast — shop with confidence at Shopso.

Payment Policy Banner

Payment Policy

How do I pay for a Shopso purchase?

Shopso offers multiple secure payment methods, including Internet Banking, Gift Cards, Wallet, and Cash on Delivery. Credit and debit card payments using Visa, MasterCard, Maestro, and American Express are accepted in India and 21 other countries.

Are there any hidden charges (Octroi or Sales Tax) when I make a purchase on Shopso?

No hidden charges. The listed price is final and all-inclusive. Delivery charges may vary depending on the seller. WS Retail offers free delivery on orders over ₹500.

What is Cash on Delivery?

Cash on Delivery (C-o-D) allows you to pay in cash upon delivery. No online pre-payment is required. The maximum C-o-D order value is ₹50,000. Gift Cards or store credit can't be used for C-o-D.

How do I pay using a credit/debit card?

Credit cards

We accept Visa, MasterCard, and American Express. Enter your card details and 3D Secure password at checkout.

Debit cards

We accept Visa, MasterCard, and Maestro. You may need to enter card details and bank password depending on your card type.

Restrictions

International cards can't be used for Flyte, Wallet, and eGV payments/top-ups.

Is it safe to use my credit/debit card on Shopso?

Yes. Shopso uses 256-bit encryption and secure payment gateways to protect your information. Transactions are verified using 3D Secure password.

What steps does Shopso take to prevent card fraud?

Shopso continuously monitors transactions for suspicious activity. In rare cases, identity verification may be requested to prevent fraud.

What is a 3D secure password?

3D Secure password adds an extra layer of security during online transactions. It’s implemented by card networks and banks, and known only to the cardholder.

How can I get the 3D secure password for my credit/debit card?

Register for the password via your bank's website.

Can I use my bank's Internet Banking feature to make a payment?

Yes. Shopso supports Internet Banking for direct payments from your bank account.

Can I make a credit/debit card or Internet Banking payment on Shopso through my mobile?

Yes, mobile payments are supported using Shopso’s mobile site/app with full encryption.

How does 'Instant Cashback' work?

The Cashback offer is instant and already reflected in the cart price. No further action needed.

How do I place Cash on Delivery (C-o-D) order?

Add eligible items to cart, choose 'Cash on Delivery' at checkout, complete CAPTCHA verification, and pay cash at delivery.

Note: Max order value: ₹50,000. No Gift Cards or Store Credit allowed. Cash only.

What is Shopso's credit card EMI option?

Pay via credit card EMI in 3, 6, 9, 12, 18, or 24-month tenures. No processing fee. Interest may not be refunded on returns. Check with your bank for cancellation/pre-closure policies.

BankSupports 18/24 monthsMin Order
HDFCYes₹10,000
CitiYes₹10,000
ICICIYes₹10,000
KotakYes₹4,000
AxisYes₹4,000
IndusIndYes₹4,000
SBINoNA
Standard CharteredYes₹4,000
HSBCNoNA

TenureAmountMonthlyRateTotalInterest
3 mo₹20,000₹6,800.4412.00%₹20,401.33₹401.33
6 mo₹20,000₹3,450.9712.00%₹20,705.80₹705.80
9 mo₹20,000₹2,344.3213.00%₹21,098.89₹1,098.89
12 mo₹20,000₹1,786.3513.00%₹21,436.15₹1,436.15

How do I make a payment using Shopso's credit card EMI option?

  1. Add items to cart and proceed to checkout
  2. Select EMI as payment mode
  3. Choose your bank
  4. Select EMI plan
  5. Enter card details
  6. Click Save and Pay

Note: Full amount is charged on the day of transaction.